Girokonto Future
Checking account with a good cause
The Future checking account is no ordinary account. With this account from ING in cooperation with share, you can now easily do good. Your contribution supports social and environmental projects around the world. And if you open a new Future current account with ING by September 30, 2025, you can secure a €100 bonus!*
Your contribution
The special checking account
- Support a social or ecological project with 1 € per month
- Round up every card payment to benefit your favorite project with the optional Small Change Plus feature
- Your deposits are used sustainably by ING
Nachhaltige Einlagenverwendung
Die ING definiert im ING Global Green Funding Framework, welche Kredite als grün gelten. Konkret sind das Kredite für energieeffiziente Baufinanzierungen und erneuerbare Energien, die einen wesentlichen Beitrag zu mindestens einem der Umweltziele der EU-Taxonomie leisten.
Alle Einlagen auf den Girokonten Future werden ausschließlich solchen Krediten gegenübergestellt.
ING Nachhaltigkeitskriterien
Mit einer energieeffizienten Baufinanzierung meint die ING die Finanzierung oder Refinanzierung neuer oder existierender Gebäude:
- Die ING kategorisiert relevante Baufinanzierungen für ältere Gebäude (Baujahr 2021 und älter) auf Basis der Energieeffizienzklassen A oder A+, die dem Energieeffizienzniveau der besten 15% am deutschen Immobilienmarkt entsprechen.
- Für neuere Gebäude (ab 2021) kommt das lokale Gebäudeenergiegesetz (GEG) zur Anwendung. Diese Immobilien müssen besonders energieeffizient sein – mindestens 10 % besser als der gesetzliche Standard nach dem GEG.
Die Finanzierung und Refinanzierung von Projekten zur Energieerzeugung aus Sonne (Solar Photovoltaik) sowie Windkraft (an Land und auf See).
Round up please
Round-up Option
Activate the Round-up Option and automatically round up every purchase you pay for with your card. This way, you also support your funding project with every payment.
Get started now
Even more advantages
- Easy account switching
- Free VISA Card [debit card]
- Withdraw money for free – almost everywhere!
- Get started and do good!
Impact project categories
All funding projects
Here you can find at a glance all the funding projects that you can support.
Protecting forests in Germany and Liberia
Wälder schützen in Deutschland und Madagaskar
Equal opportunities for young people in Germany
Help refugee families on Lesbos and in Ukraine
Promote climate protection and preserve biodiversity
[Completed]
Ensure a safe water supply
[Completed]
Fighting hunger globally
[Completed]
Help refugee families on Lesbos and in Ukraine
[Completed]
Funding projects health and hygiene
[Completed]
Save food for people in Germany
[Completed]
Everything you want to know
If you use the Future current account as your salary account (minimum monthly income of €700) or are under 28 years old, it will only cost you one euro per month. ING, as the bank, commits to donating one euro per month for each Future current account to the customer's chosen charitable project. If you do not use the account as your salary account and are over 28, an additional account maintenance fee of 4.90 euros per month will be charged. Both fees will be debited separately in the following month.
You can find all the terms and conditions for the Future current account completely transparently on the ING website.
No. You can optionally activate the Small Change Plus function. This means that purchases made with the card are rounded up to the nearest euro or 5 euros. You can also set a maximum monthly amount. 100% of this difference is forwarded to your selected funding project. So you decide for yourself whether and how much of each card payment goes to social and/or ecological projects.
ING ensures that customer deposits are used according to the Future current account sustainability criteria. Specifically, this includes financing for energy-efficient properties, social and environmental business loans, and green and social bonds.
You can read the exact sustainability criteria for the Girokonto Future account transparently on the ING website.
If you have direct questions about the Future current account , the use of deposits, or account maintenance fees, you can find information on the ING website. For questions about the funding projects, simply contact us by filling out our contact form here .
